High Risk Merchant Accounts

Payment Processing Solutions

 

PayWorld is one the internet’s leading providers of Merchant Accounts for businesses and individuals who wish to trade online safely and securely with credit card payments for goods that they offer on their website. A merchant account will allow a business to trade online by processing real time secure credit card payments (Visa, MasterCard and American Express) through either a Virtual Terminal or, through a Payment Gateway easily integrated into your ecommerce shopping cart system using SSL security.

We can provide merchant accounts for all types of ecommerce businesses- whether they are a high risk, medium risk or low risk businesses or, merchants requiring offshore banking for taxation benefits. The merchant’s business can be delivering products to customers by postal delivery or membership access or electronic downloadable products. Skip to Key services PayWorld offers

Business Sectors

 

We can provide merchant account services for businesses classed as ‘low risk’, these are businesses that may already transact online but require more versatile merchant account solutions, as well as providing lower card processing rates.

Online Ecommerce websites, Retail Businesses, Trade Shows, Mail Order, Internet Sales, Phone Order.

And any other merchant accounts with a low possibility of high chargebacks or refund possibility

From high risk to low risk accounts

Low Risk Merchant Accounts

We can provide merchant account services for businesses classed as ‘low risk’, these are businesses that may already transact online but require more versatile merchant account solutions, as well as providing lower card processing rates.

Online Ecommerce websites, Retail Businesses, Trade Shows, Mail Order, Internet Sales, Phone Order.

And any other merchant accounts with a low possibility of high chargeback’s or refund possibility.

High Risk to Medium Risk Merchant Accounts

We can provide merchant account services for businesses classed as ‘high risk’, these can include merchant accounts for:

Adult Industry, Online Dating, Nutraceutical, Forex, International Call Centres, E-Wallet / E-Cash, VOIP, Web Hosting, Downloadable software, Telemarketing, Pre-paid Phone Card, MOTO, Herbal, Online Tobacco, Vape.

Supporting recurring billing or Subscription and businesses which have a high chargebacks or refund possibility.

Offshore Merchant Accounts

Are you looking to process offshore?

We can assist you to set up an offshore entity and merchant account for your business when domestic banks are simply unable to offer a processing solution.

Offshore processing is suited to business that are high risk and routinely process high volume; PayWorld sets no upper limit for the amount that a merchant can process through the account.

 

Payment Gateway

Payment Gateway

Our payment gateway can me configured to many acquiring banks across the world so all you need to do is tell us where you would like your money deposited and we will do exactly that.

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Payment Gateway Integration

Our Technical team and Customer Service agents can provide you with the Payment Gateway API code (Integration source code) as well as the documentation and support with the integration process, if needed. Most merchants find that the integration is fairly simple to implement. Our gateway integration is compatible with all websites written in any language, as your website would be configured to post the payment data to our gateway through an XML API.

Virtual Terminal

With our Virtual Terminal all our merchants require is a computer with an internet connection, they will be able to take credit / debit card payments in real time. No additional software or hardware is required, and set-up time in hours.

Process Securely

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Transaction Fraud Scrubbing

All transactions undergo a thorough fraud scrubbing process at the point of sale, or whilst the online checking takes place during the authorization process. This will check your customer’s details – such as name and address to minimize any fraudulent transactions.

We also offer effective Chargeback Control to make sure you can maintain good business practice and remain under chargeback thresholds.

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Secure Credit Card Processing

We understand how important secure credit card processing is within online ecommerce businesses to gain your customers’ trust to be able to transact with you safely. We can allow merchants to accept online credit cards such as MasterCard, visa, American Express all in real time. Our systems allow these transaction to take place online using secure socket layer SSL technology.

Dedicated Customer Service

We are aware that due to the competitiveness between all the merchant account providers the industry is a cut throat business and therefore the quality of customer service is not every providers main objective. We appreciate that business is successful not only because it delivers great products and services but also that it maintains a high standard of after sales service and support. Therefore we provide telephone support directly to our US and UK Customer Support team, as well as email and direct instant messaging – (live support) service. We try to make your experience with us in the best way possible as well as being pleasant.

Next Steps..

Apply Now

Complete the Online Application Form 

 

or speak to an advisor

UK Office
+44 203 856 9000

US Office
+44 7961 786 995